The saddle is decent for the price. It is comfortable except for the buckle in the stirrup strap. The stirrups aren't super adjustable and are designed for fairly tall people. If you are shorter, you will definitely need a leather punch to create more holes. The girth billets are designed more for an english girth than a dressage girth and the straps are too wide for most buckles. I couldn't find a girth with buckles big enough for the bullet straps, so ended up having to trim the sides of the straps. The saddle comes with a girth..... but I don't know anyone who would ride a horse with a girth of that quality! It is literally just a nylon strap with buckles on each end! Very questionable. Otherwise, it is a nice saddle for the price.